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{"id":554,"date":"2015-08-20T00:00:00","date_gmt":"2015-08-19T18:30:00","guid":{"rendered":""},"modified":"2015-12-30T11:44:22","modified_gmt":"2015-12-30T06:14:22","slug":"a-web-based-portal-vidyalakshmi-launched-for-students-seeking-educational-loans","status":"publish","type":"post","link":"https:\/\/taxclick.org\/type\/students\/a-web-based-portal-vidyalakshmi-launched-for-students-seeking-educational-loans\/","title":{"rendered":"A Web-Based Portal VidyaLakshmi Launched for Students Seeking Educational Loans"},"content":{"rendered":"

A web-based portal viz. Vidya Lakshmi (<\/em>www.vidyalakshmi.co.in<\/em><\/a>) <\/em>was  launched on the occasion of Independence Day i.e. 15th<\/sup> August, 2015 for the benefit of  students seeking Educational Loans. The Portal has been developed and maintained by NSDL e-Governance Infrastructure Limited (NSDL e-Gov) under the guidance of Department of Financial Services, Ministry of Finance, Department of Higher Education, Ministry of Human Resource Development and Indian Banks\u2019 Association (IBA).<\/p>\n

 <\/strong><\/p>\n

Earlier the Union Finance Minister Shri Arun Jaitley in the Union Budget for 2015-16<\/a> inter-alia had proposed to set-up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well as Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram (PMVLK) to ensure that no student misses out on higher education for lack of funds. The launch of the aforesaid Portal is a first step towards achieving this objective,<\/p>\n

 <\/p>\n

Vidya Lakshmi Portal is a first of its kind portal providing single window for Students to access information and make application for Educational Loans provided by Banks as also Government Scholarships. The Portal has the following features:<\/p>\n

 <\/p>\n

\u00b7         Information about Educational Loan Schemes of Banks;<\/p>\n

\u00b7         Common Educational Loan Application Form for Students;<\/p>\n

\u00b7         Facility to apply to multiple Banks for Educational Loans;<\/p>\n

\u00b7         Facility for Banks to download Students\u2019 Loan Applications;<\/p>\n

\u00b7         Facility for Banks to upload loan processing status;<\/p>\n

\u00b7         Facility for Students to email grievances\/queries relating to Educational  <\/p>\n

\u00b7         Loans to Banks;<\/p>\n

\u00b7         Dashboard facility for Students to view status of their loan application and   <\/p>\n

\u00b7         Linkage to National Scholarship Portal for information and application for<\/p>\n

\u00b7         Government Scholarships.<\/p>\n

 <\/p>\n

So far, 13 Banks have registered 22 Educational Loan Schemes on the Vidya Lakshmi Portal and 5 Banks viz; SBI, IDBI Bank, Bank of India, Canara Bank & Union Bank of India have integrated their system with the Portal for providing loan processing status to students. This initiative aims to bring on board all Banks providing Educational Loans. It is expected that students throughout the country will be benefited by this initiative of the Government by making available a single window for access to various Educational Loan Schemes of all Banks.<\/p>\n

 *****<\/p>\n

Source: PIB<\/p>\n","protected":false},"excerpt":{"rendered":"

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